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  • Question: A widowed client decided to rent a room in her home to a friend’s daughter who is attending a nearby trade school, mostly to alleviate the empty feeling of the house. When the renter’s popcorn popper caused a small fire in the house, the client discovered:a.The damage to the daughter’s belongings was fully covered.b.The fire damage to the house wasn’t

    A widowed client decided to rent a room in her home to a friend’s daughter who is attending a nearby trade school, mostly to alleviate the empty feeling of the house. When the renter’s popcorn popper caused a small fire in the house, the client discovered:
    a.The damage to the daughter’s belongings was fully covered.
    b.The fire damage to the house wasn’t covered because the damage was caused by a renter.
    c.Fire wasn’t a listed peril on her HO policy.
    d.The cost of repairing the house from the fire damage was fully paid by the umbrella policy.
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